Is a Bali Property Investment Right for You? An Honest Look for Australian Women in Their 50s Worried About Retirement

If you’re an Australian woman in your 50s and feeling the pressure of retirement looming closer, you’re not alone. You’ve worked hard, possibly raised a family, and now you're facing one of the biggest financial questions of your life: Will I have enough to retire comfortably?

You may have taken all the right steps—spoken to a qualified financial planner, met with a Self-Managed Super Fund (SMSF) licensed expert, even crunched the numbers with your accountant. But your accountant raised red flags, as this investment is “international”, you were left feeling more uncertain than ever. Who can you trust?

Let’s unpack your options and spotlight one avenue that might offer the blend of lifestyle, returns, and peace of mind you’re looking for: high cash-flow property investment in Bali through the Bali Property Investment Network.

Why Consider Investing in Bali Real Estate?

Bali is more than just a holiday hotspot. For over two decades, smart investors have been quietly reaping double-digit annual returns from the island’s booming tourism market. Properties in popular regions like Canggu, Seminyak, and Uluwatu attract consistent short-term rental income thanks to millions of annual visitors.

But here’s what sets Bali apart: It’s one of the few international markets where Australian investors can access strong returns, long leasehold ownership, and tax advantages—all with a relatively low barrier to entry.

The Common Fears: Are They Valid?

Before we look at the benefits, let’s be real about your concerns:

• Is it risky investing overseas?

• How do I know who to trust?

• Is my accountant right to be skeptical?

Accountants often take a conservative approach—which isn't a bad thing. But not all overseas investments are created equal. That’s why who you invest with matters more than just where you invest.

Why the Bali Property Investment Network Is Different

When you invest through the Bali Property Investment Network (BPI), powered by Geonet Properties, you’re not going it alone. This isn’t a DIY overseas gamble. It’s a fully managed, professionally structured investment pathway created by Australians, for Australians, with verified systems and legal safeguards in place.

Here’s what you get when investing through our Bali Real Estate network

1. Guaranteed Returns During Construction

No need to wait until your property is built. Our network provides guaranteed returns throughout the build phase, helping ease any short-term cash flow concerns.

2. Free Stays Every Year

This isn’t just an investment; it’s a lifestyle. As an owner, you get complimentary nights in your property annually, so you can enjoy your slice of paradise—guilt-free.

3. Fractional Investing = Lower Entry Points

Not ready to commit to a full property or you do not have the funds for full ownership? No problem. Our network offers fractional investing, allowing you to ‘dip your toe in’ without overcommitting financially—perfect for first-time international investors.

4. Western-Quality, 5-Star Builds

All developments meet premium Western building standards, ensuring quality, longevity, and tenant satisfaction.

5. Fully Hands-Off Management

No stress, no guests contacting you. A professional hospitality operator handles all day-to-day marketing, operations, bookings, and maintenance.

6. Nett Returns – No Hidden Costs

Your returns are net of management fees, ensuring full transparency. What you’re quoted is what you get.

7. Tax Efficiency via Indonesia-Australia Treaty + Depreciation Schedule

Thanks to a tax treaty between Indonesia and Australia, you’ll avoid double taxation—making this investment far more tax-effective than many local options. Even better, all properties are eligible for a Quantity Surveyor Report and a full Tax Depreciation Schedule, allowing you to reduce your taxable income on your Australian return.

How to declare your Bali property returns in your Australian tax return:

Similar to how you declare profits/loss for Australian Property Investments, your accountant completes the tax deductible expenses such as interest and your depreciation and declares the revenue for your Bali investment and records any foreign tax already paid in section 20 FOREIGN SOURCE INCOME AND FOREIGN ASSETS OR PROPERTY.

8. Incredible Long-Term Leaseholds

Leasehold terms of 50 years, plus an optional 50-year extension, offer a near-freehold experience without the red tape.

9. Inbuilt Sinking Fund for 5-Year Renovations

To protect your investment long-term and keep your nightly rates premium, Bali Property Investments, via our network, includes an inbuilt sinking fund that covers a full renovation every 5 years, ensuring your property stays in brand-new condition and continues to attract top-dollar guests.

Real Returns, Real History

Bali isn’t a “new” investment trend. For decades, property owners have consistently enjoyed returns well over 10% or more per annum by renting their properties to Bali’s short-term holidaymakers.

Source: Bali Tourism Statistics 

Who Is This Right For?

• Are 50+ and looking for cash flow positive investments

• Want high-yield with lifestyle perks

• Feel traditional property or stock market options are too volatile or slow

• Seeking SMSF-compliant, tax-efficient alternatives

• Prefer a hands-off investment model with real returns
  

Who Can You Trust?

If your accountant’s skepticism has you hesitating, that doesn’t mean the opportunity is invalid. It just means they don’t understand it.  Bali Property Investment, powered by Geonet Properties, is an Australian-run organisation that understands the standards, legal protections, and expectations Australian investors require. Our team is more than happy to speak to your accountant and answer any questions they may have. 

You’re not sending your money into the wild. You’re investing with a trusted, regulated network.

Still unsure? You don’t have to go all-in at once. The fractional model gives you room to explore. Book another conversation—not with someone selling dreams, but with professionals who can walk you through the actual numbers, legal structures, and strategies.

Your future is too important to ignore. And your retirement dreams deserve to be more than a hope—they deserve solid cash flow.

Discover money management investment secrets and more information on the ins and outs of Bali property investment by accessing our educational video content.

Head to our main website to get started: balipropertyinvestment.com.au