Why Women Should Invest in Property

As founder of Women’s Property Investment, I’ve been helping women take control of their financial futures through property investment. This isn’t just about making money; it’s about creating freedom, stability, and opportunities for ourselves as women and our families. Property investment is a tool that allows us to bridge the wealth gap, build generational wealth, and leave behind legacies we’re proud of.

This journey has been rewarding for me personally and professionally. I’m honoured to have been recognised as a finalist for a Money Award for empowering women in property investment after being nominated by another. But this isn’t just about my story —it’s about how property investment can change your life, too.

If you’ve ever wondered whether property investment is right for you, I’m here to tell you: that it’s definitely a strategy to consider. This blog will show you why and, more importantly, how to get started.

The Importance of Financial Independence for Women

Breaking Free from Financial Inequities

We’ve come a long way, but financial inequality is still a major hurdle for women. Did you know it could take 132 years to close the global gender wealth gap? According to the World Economic Forum. That statistic shocked me when I first read it, and it’s a big part of why I do what I do.

The challenges women face—from wage disparities to career breaks—make it even more critical for us to take proactive steps toward financial independence. We need to take control of our finances now, rather than waiting for systemic change.

Why Property can be a key Financial Independence

Property investment is an effective way to build financial security. It’s not just about owning a physical building; it’s about creating cash-flow:

• Passive Income: Rental properties can provide consistent cash flow, offering financial stability.

• Wealth Creation: Real estate grows in value over time, giving you an asset that appreciates and builds equity.

• Generational Impact: Property isn’t just an investment for today; it’s a legacy for your children and future generations.

Owning property isn’t just about asset accumulation — it’s about empowerment.

Advantages of Property Investment for Women

1. Tangible and Stable Investment

Unlike stocks or cryptocurrency, property is a physical asset. You can see it, touch it, and know it’s there. It can be a less volatile investment, making it a choice for women who are just starting their financial journey.

2. Opportunities for Leverage

Property investment allows you to do more with less. Through mortgage finance, you can leverage a relatively small deposit to buy a much larger asset. For example, a $100,000 down payment might allow you to purchase a $500,000 property. This strategy lets you grow your wealth faster without needing to have the total cost in cash.

3. Tax Benefits

Many governments offer tax benefits for property investors. Depending on where you live, you might be able to claim deductions for:

• Mortgage interest.

• Depreciation of the property.

• Expenses for property management.

Overcoming Barriers Women Face in Property Investment

I’ll be the first to acknowledge that the road to property investment can feel daunting, especially for women. But the barriers we face are not insurmountable.

1. The Knowledge Gap

Many women I work with have told me they didn’t think property investment was for them because they didn’t know where to start. But here’s the truth: nobody is born knowing this stuff. Whether you’re starting with zero knowledge or looking to expand your expertise, the right resources can make all the difference.

2. Access to Capital

Explore all your options, and don’t be afraid to ask for help.

3. Breaking Stereotypes

For years, women have been told that property investment is “too risky” or “too complicated.” That couldn’t be further from the truth. Women like you and me are proving every day that we’re more than capable of making smart, strategic financial decisions.

Steps to Start Investing in Property

1. Define Your Financial Goals

What are you looking to achieve? Is it passive income, wealth creation, or financial security in retirement? Maybe it’s all of the above. Defining your goals will give you clarity and direction as you start your journey.

2. Educate Yourself

This is the most important step, and it’s where I see many women hesitate. But trust me, you don’t need to be an expert to get started—you just need to be willing to learn.

3. Start Small

You don’t need to buy a million-dollar apartment to begin your property investment journey. Start with a smaller, more manageable property, such as fractional investing in a hands-off holiday apartment in Bali starting from $105,000 AUD. Once you gain experience, your confidence will grow.

Long-Term Benefits of Property Investment

1. Retirement Security

Imagine having a steady income stream from rental properties as you retire. That’s the kind of stability property investment can provide, ensuring you don’t have to rely solely on superannuation or the pension.

2. Inflation Hedge

As inflation rises, so do property values and the cost to stay in hotels and villas on holiday. This makes real estate a smart way to protect your money from losing value over time. According to Investopedia, property is one of the safest inflation hedges available.

3. A Legacy to Be Proud Of

When you invest in property, you’re not just building wealth for yourself—you’re creating something lasting. Whether it’s for your children, grandchildren, or a cause you care about, owning property allows you to make a meaningful impact that extends beyond your lifetime.

Tools and Resources for Women Property Investors

1. Online Platforms

Websites like realestate.com.au are fantastic for researching markets, comparing properties, and estimating rental income in markets such as Australia. For international markets such as Bali, look at geonet.properties

2. Educational Content

Dive into blogs, podcasts, webinars, and guides tailored to women investors. 

If there’s one thing I want you to take away from this, it’s that property investment is for everyone—including you. You don’t need to be a millionaire or a seasoned investor to start. All you need is a willingness to learn and a commitment to your financial future.

I’ve seen how life-changing this journey can be, and I’m here to support you every step of the way. Together, we can build a community of women who are empowered, informed, and ready to achieve incredible things.

x SJPK

Discover money management investment secrets and more information on the ins and outs of Bali property investment by accessing our educational video content.

Head to our main website to get started: balipropertyinvestment.com.au